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learn: beginner investor

Globe Investor columnist John Heinzl wrote a six-part series on investing for beginners. Here it is:





Learning how to live within your means is key to building up your wealth

There are advantages to owning mutual funds, including ease of purchase and diversification



Exchange-traded funds are hot because their fees are low and they offer instant diversification



Guaranteed investment certificates are considered a conservative investment, but when used correctly they can effectively help build wealth

It's got a bad rap recently, but that doesn't mean this form of investing is dead



A key part of investing is taking advantage of any tax breaks that let you keep more of your returns

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