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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Enough with the tales of heroic frugality
A smart take on the backlash against a guy who lived like a monk to get his mortgage paid off in three years.

Here's yet another insightful view on this story.

Welcome to the grind, investors
A look at the challenging investing conditions expected in 2016. Start reducing your expectations.

These five factors will drive mortgage rates this year
A big picture review of factors that will determine whether mortgage rates finally start rising this year.

Essential reading for mutual fund investors
Dan Hallett, one of the sharpest fund analysts around, writes here about a continuing issue with funds designed to pay a regular flow of income. Some of these funds pay out an unsustainably high amount.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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