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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

How to cut spending and retire early
Even with longer lifespans and tough financial markets, people still dream about early retirement.

What old age is really like
Aging is such a big theme in personal finance that I thought it worthwhile to include this New Yorker article on the topic. It compares perceptions of aging with the reality reported by various authors and researchers.

The pessimist's guide to 2016
Got to love the one about oil prices soaring to $100 (U.S.) per barrel. That would also make the optimist's guide to 2016 for much of Canada.

Where millennials go for help with money
It's not to investment advisers, that's for sure. They're more likely to turn to parents, partners and friends.

Here's an interesting reflection of the financial challenges faced by millennials. It's an article about "aspirational house sitting," where young adults house sit in far nicer homes than they believe they'll ever afford.

More money
Join the people who are part of my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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