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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The frugality fallacy
Ramit Sethi is a personal finance guy with an edge. He mocks the idea of getting rich by being frugal (enjoy your lattes, he says) and instead puts the wealth-building emphasis on areas like positioning yourself to get the best job possible. Here's a good overview of Sethi's world.

Check out our China pattern
Read here about how couples getting married are increasingly using honeymoon registries, where friends and family contribute to the cost of a honeymoon rather than buying plates, spoons and such.

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Dumb and dumber
All about how the citizens of the economic basket case Greece did better on a financial literacy than people in many other European countries.

13 stock market predictions for 2013
There's a bullish theme of U.S. outperformance in this list of predictions from the respected firm of Richard Bernstein Advisors. Bernstein is a former chief investment strategist at Merrill Lynch & Co.

The best of Globe Investor
Globe Investor is highlighting some of the best features of our website this month with Globe Investor Tips. Here's the list so far.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998. Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More

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