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Carrick on money: The incredible shrinking first-time home buyer

Home ownership a dream.

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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

The incredible shrinking first-time home buyer
Data presented here shows how first-time buyers represent a declining percentage of the housing market. An interesting read for those who think house prices can keep rising.

Rate outlook favours variable rate mortgages
A mortgage broker with a banking background asks if the next move by the Bank of Canada could be to lower, not increase, interest rates. If you've got a variable-rate mortgage, you have to read this.

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An investor's guide to dividendETFs
A survey of TSX-listed exchange-traded funds that hold dividend stocks.

About your insurance situation...
Term insurance is the right choice for most people, this article from the Wall Street Journal's SmartMoney website says.

More money
Join the 19,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998.Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More

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