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The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Tough luck, renters
A look at Toronto's tough rental housing market, where vacancy rates are at a 10-year low. A big part of the problem is soaring house prices. Many people can't afford to move out of their apartments and buy a home.

Here is a video with two Globe online editors, one a reluctant renter and the other a first-time condo owner.

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A bigger CPP is inevitable
So says a pension consultant who used to argue against expanding the Canada Pension Plan.

How to work with an investment adviser
Securities regulators created this brochure to help investors get the most of their relationship with an adviser.

Selling a pre-construction condo
Real estate agent and blogger David Fleming discusses the near impossibility of profitably selling a pre-construction condo you've put down money on.

Investor Decisions
Please take this short, important survey to help build a better investor risk assessment tool.

More money
Join the 33,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998.Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More

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