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Carrick on money: Saying yes to the urge to splurge

Manolo Blahnik stiletto.

Fred Lum/Fred Lum/The Globe and Mail

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Saying yes to the urge to splurge
U.S. personal finance guy Ramit Sethi has an interesting take on saving and spending: Spend extravagantly on the things you love, and mercilessly cut spending on the things you don't. In this blog post, he invites readers to say what their biggest discretionary expenses are. Travel, fancy headphones and shoes get mentioned.

Financial help for students
Click here for a link to free budgeting software for full– and part-time post-secondary students.

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August is the cruelest month
A blogger writes here about "money explosions," or periods when he's forced to spend massive amounts of money. August is one of those times because he will have two daughters attending school out of town.

Mocking an expensive housing market
San Francisco's notoriously high housing prices are turned into a joke by a photographer who has slapped "For Rent" signs on dumpsters and public gardens.

More money
Join the 36,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998. Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More

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