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Carrick’s Reader: Gumption, genius and good luck

Oprah Winfrey holding a book club selection, Ken Follett's “The Pillars of the Earth,” in 2007.

George Burns/AP

The best of the web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Gumption, genius and good luck
These are the " three G's" that keep cropping in the rags-to-riches stories of U.S. billionaires.

RESPs rule
This blog post compares the benefits of contributing to a tax-free savings account versus a registered education savings plan. The RESP wins because the federal government offers up to $500 per year per beneficiary in matching grant money for your contributions.

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Stop worrying about a housing bubble
The thesis of this Canadian Business Article is that pessimistic outlooks for the housing market are based on the wrong indicators.

Power down, save money
One hundred tips for cutting your electricity bill.

More money
Join the 14,000+ people who subscribe to my Facebook personal finance community for talk about investing, retirement, real estate, banking and other financial matters. I'm also on Twitter.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998. Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More

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