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The best of the Web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

Dollar Store Diamonds

Earphones, booklights and other top gadget bargains to be found at dollar stores.

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XS Cargo is kind of like a more expensive dollar store that carries everything from pots and pans to big-screen TVs. They just put one near us in Ottawa and it seems to be busy. Here are some comments on XS from the Yelp customer- rating website.

The ETF Express

The amount of money invested in exchange-traded funds has surged 19 per cent this year, and the number of ETFs listed on the TSX has risen by 38 per cent. Here's Howard Atkinson, president of Horizons ETFs, on what's ahead for the ETF industry. He sees cheaper fees ahead, and more inroads made against mutual funds.

ETFs have their flaws, mind you. Many new ETFs are highly complex, and their risks may not be understood by the investors who are buying them

Holiday Getaways

Six holiday season vacation destinations where deals may be available.

Editor's note: If you don't receive Rob Carrick's newsletter twice weekly by email, you can sign up to get it for free at The Globe and Mail. All you need to do is register for the site, or if you've already registered, login and go to your profile at the top of the homepage. Once you're in your profile, look under Newsletters and Alerts and look for the Personal Finance Reader and other newsletters. Other financial newsletters include: Business Ticker, a summary of the day's top business stories; Berman's Market Update, a summary of the markets at the open, noon and close; and Trade by Numbers, a monthly collection of articles exploring an investing trend or theme.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998.Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More

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