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Rob Carrick's Reader: How to buy happiness

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The best of the Web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.

How To Buy Happiness

Buying small indulgences for yourself and giving to charity are among the measures suggested here for defying the old cliché about money not buying happiness.

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Some guidelines on when and when not to contribute to registered retirement savings plans from personal finance writer Alison Griffiths. She's the author of the new book, Count On Yourself: Take Charge Of Your Own Money.

What percentage rate of return are your retirement savings projections based on? Anything more than 5 per cent may not be realistic.

How To Survive Unemployment

A list of money-saving steps to take if you lose your job, including cancelling your cable TV and changing your cell phone plan.

Personal Finance on Facebook

Subscribe to my Facebook page for discussions like the one Tuesday on whether it makes sense to lock in today's low borrowing costs with a 10-year mortgage.

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Editor's note: If you don't receive Rob Carrick's newsletter twice weekly by email, you can sign up to get it for free at The Globe and Mail. All you need to do is register for the site, or if you've already registered, log in and go to your profile at the top of the homepage. Once you're in your profile, look under Newsletters and Alerts and look for the Personal Finance Reader and other newsletters. Other financial newsletters include: Business Ticker, a summary of the day's top business stories; Berman's Market Update, a summary of the markets at the open, noon and close; and All-Star Investors, a monthly collection of articles exploring an investing trend or theme.

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About the Author
Personal Finance Columnist

Rob Carrick has been writing about personal finance, business and economics for close to 20 years. He joined The Globe and Mail in late 1996 as an investment reporter and has been personal finance columnist since November 1998. Rob's personal finance columns appear in The Globe on Tuesday and Thursday, and his Portfolio Strategy column for investors appears on Saturday. More

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