The best of the Web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick.
Tricks Car Dealers Pull
Five ways new car ads can mislead you.
Ramping Up The Risk
The case for investing in emerging markets, which are coming off just a rotten 2011.
Why you should be cautious about investing in China despite the high level of economic growth.
Raging Red And Mellow Yellow
This infographic explores the psychology of colour and how it plays into painting the rooms of a house. A good guide for people about to renovate.
Reduce My Debt Load
Paying down debt takes the top spot in this online poll where people indicate their Number One financial goal for 2012. You can contribute your own vote here, or just see what others said.
Big Bank Beat-Down
Members of my Facebook personal finance community discuss the way in which banks are raising borrowing costs and fees these days.
Follow us on Twitter: @globemoney
Editor's note: If you don't receive Rob Carrick's newsletter twice weekly by email, you can sign up to get it for free at The Globe and Mail. All you need to do is register for the site, or if you've already registered, log in and go to your profile at the top of the homepage. Once you're in your profile, look under Newsletters and Alerts and look for the Personal Finance Reader and other newsletters. Other financial newsletters include: Business Ticker, a summary of the day's top business stories; Berman's Market Update, a summary of the markets at the open, noon and close; and All-Star Investors, a monthly collection of articles exploring an investing trend or theme.