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She's sold 100 million albums, won seven Grammys and dances up a storm in a sequined minidress and sky-high stilettos. She's an actor ( Dreamgirls), a fashion designer (House of Deréon) and a philanthropist. Last year, she and rap-mogul husband Jay-Z were Hollywood's top-earning couple, with an estimated annual haul of $162 million (U.S.).

Jealous much? Perhaps you should take notes.

"It's a power struggle [with Jay-Z] But if I didn't respect someone and they didn't have that strength, then I would be bored." (June, 2009)

Translation Success breeds success. Surround yourself with people you respect and who will challenge you.

And I've always been the type to take care of mine / I know just what I'm doing / Don't you worry it's cool and everything is steady / Puttin' you on my taxes already

(Suga Mama, 2006)

Translation No one likes paperwork, but there's security in knowing who's dotting your i's.

"My wardrobe is big. Put it this way-I've turned my old apartment into a closet." (June, 2009)

Translation A good filing system is an asset. Always have important materials ready at hand.

"I haven't bought a car since I was 16 or any diamonds since I was 17. I have a lot of property.

I've invested my money and I don't have to make any more, thank God, because I'm set." (February, 2009)

Translation Retirement planning begins the day you get the job.

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